What Are Modular Homes?

• Modular homes are built in sections at a factory.
• Modular homes are built to conform to all state, local or regional building codes at their destinations.
• Sections are transported to the building site on truck beds, then joined together by local contractors.
• Local building inspectors check to make sure a modular home's structure meets requirements and that all finish work is done properly.
• Modular homes are sometimes less expensive per square foot than site built houses.
• A well-built modular home should have the same longevity as its site-built counterpart, increasing in value over time.

Don't all modular homes look alike?

No, and unless you were there to see the house delivered and assembled, you might not guess it's a modular home. Modular home manufacturers use computer aided design programs to draw plans to your specifications, or to modify one of their standard plans to suit your needs, so nearly any home plan can be turned into a modular home.
It's true that some modulars are very basic and resemble double wide manufactured homes, but the two structures are still built in different ways.
Each manufacturer is different, so be sure to ask questions about flexibility if you would like to design your own home.

How long does it take to build a modular home?

That depends on your design and the manufacturer, but some modular homes can be built in the factory in as little as 1-2 weeks. And since modulars are built indoors, there's never a weather delay. It usually takes another 2-4 weeks for your local builder to complete the home once it's delivered to the building site.

Will banks finance a modular home?

Yes. Most banks, appraisers, and insurance companies treat modular homes the same way they do site built homes--a house that's constructed entirely on your property. Ask the mortgage brokers and banks in your area to explain how they finance modular homes.